Christian Financial Advice and Biblical Stewardship

Operation Christmas Child – Shoebox Collection Week is Here!

Does the Bible Really Say "A Fool and His Money are Soon Parted"?

Does the Bible Really Say "A Fool and His Money are Soon Parted"?

People may not say “A fool and his money are soon parted” much today, but it’s an important reminder. It’s one of those older phrases that still works well—I heard a host of them growing up. “Actions speak louder than words.” “A penny saved is a penny earned.”

These phrases often sound vaguely biblical, though they may not be in the Bible. I remember searching the Bible for “cleanliness is next to godliness” since my parents used that proverb when telling me to clean my room. It was good advice, but it wasn’t from the Scriptures.

“A fool and his money are soon parted” is certainly a wise saying. It reminds us to be prudent and sensible with our finances. But is it in the Bible?

Is “A Fool and His Money Are Soon Parted” A Bible Verse?

We won’t find this saying in the Bible. However, its sentiment aligns closely with biblical teachings about wisdom, foolishness, and stewardship. The proverb warns us to be prudent and thoughtful in financial matters, highlighting wisdom’s importance in preserving wealth.

The “fool” lacks the foresight, discipline, and understanding to manage money wisely. This lack of prudence often leads to impulsive spending, poor investment choices, and susceptibility to scams. On the other hand, wisdom involves careful planning, disciplined saving, and thoughtful investment. Wise individuals understand money’s value and the required effort to earn it; they make decisions ensuring long-term financial stability.

Stewardship plays a crucial role in this dynamic. A good steward recognizes that resources, including money, require responsible management. Those who practice good stewardship protect their financial resources, using them to achieve goals and support families.

“A fool and his money are soon parted” also implies protecting money from those who might use dishonest means to take wealth from people. Scammers use fraudulent schemes and high-pressure sales tactics to prey on the unsuspecting. They often promise quick returns, luxurious lifestyles, or exclusive opportunities, but their primary goal is to separate individuals from their money. The fool, driven by greed or desperation, becomes an easy target for predators.

Does “A Fool and His Money Are Soon Parted” Reflect Biblical Ideas?

While the exact wording “a fool and his money are soon parted” won’t be found in the Bible, it does reflect numerous biblical ideas.

The Bible speaks often about money and wealth. It consistently emphasizes wisely managing resources. The Proverbs particularly offer wisdom on prudent wealth management, the consequences of foolish behavior, and the value of wisdom and discernment. Proverbs 21:20 states, “The wise store up choice food and olive oil, but fools gulp theirs down.” Wise individuals save and prepare for the future, while fools recklessly consume everything they have.

The Bible frequently illustrates that foolish actions lead to negative consequences. Proverbs 13:16 says, “All who are prudent act with knowledge, but fools expose their folly.” Prudent individuals act wisely and avoid pitfalls. Fools, due to poor discernment, suffer the consequences of their actions.

The Bible also advises against making hasty, impulsive decisions, particularly concerning financial matters. Proverbs 21:5 teaches, “The plans of the diligent lead to profit as surely as haste leads to poverty.” Wisdom values careful planning and diligence in financial matters and warns that impulsive decisions can lead to financial ruin.

The concept of responsible stewardship is a recurring theme in the Bible. Believers are called to manage their resources in a way that honors God. In the Parable of the Talents (Matthew 25:14-30), Jesus reveals the importance of being faithful stewards of what God has entrusted to us. The servants who wisely invest their master’s money are rewarded, while the one who does nothing with his portion is rebuked.

The Bible shows us how people exist to take advantage of others. On the one hand, these scammers target the weak and vulnerable, an evil thing. Mark 12:40, Christ warns us to watch out for corrupt religious leaders: “They devour widows’ houses and for a show make lengthy prayers. These men will be punished most severely.”

Other scammers prey upon people’s corrupt and greedy hearts. One clear warning comes from Proverbs 13:11. “Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.” The allure of quick riches, often associated with scams and deceitful schemes, tempts people into foolish decisions. Jesus warns against greed in Luke 12:15: “Watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions.” This admonition encourages vigilance against those who exploit others’ greed for personal gain.

1 Timothy 6:9-10 provides a broader warning: “Those who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evil.” The apostle Paul teaches the dangers of pursuing wealth without regard for integrity and cautions against falling prey to deceptive practices.

Who Coined the Term “A Fool and His Money Are Soon Parted”?

The phrase “a fool and his money are soon parted” originates from English literature, often attributed to Thomas Tusser, an English poet and farmer who lived in the 16th century. He included a similar saying in his work Five Hundred Points of Good Husbandry, published in 1573. Tusser’s exact wording was, “A fool and his money be soon at debate, which after with sorrow repents him too late.”

Born around 1524 in Essex, England, and known for his practical and instructional verse, Tusser made significant contributions to agricultural literature during the sixteenth century. He received his education at Eton College and later at King’s College, Cambridge. After his studies, Tusser pursued a music career, serving as a chorister and later as a member of the royal chapel.

Tusser’s book Five Hundred Points was expanded from an earlier work, A Hundred Good Points of Husbandry, which provided practical farming and household management advice, reflecting his deep understanding of rural life. The expanded Five Hundred Points became a popular reference for farmers and housekeepers.

Through his writings, Tusser emphasized the importance of thrift, hard work, and careful resource management. His work was practical and rich with proverbs and maxims offering wisdom on various aspects of daily life. Tusser’s contributions had a lasting impact on agricultural practices and literature. He died in 1580, leaving a legacy of valuable insights into 16th-century English rural life.

What Can Christians Learn from “A Fool and His Money Are Soon Parted”?

The phrase “a fool and his money are soon parted” offers Christians valuable lessons on financial wisdom, stewardship, and prudent decision-making.

1. Gaining Financial Wisdom. The Bible emphasizes the importance of managing money wisely. The first step is educating ourselves about basic financial principles. Once we know the dangers, we can be careful of offers that seem too good to be true. We need to cultivate wisdom and vigilance to guard against exploitation. We also learn how to handle our money in ways that will increase it over time. Godly wisdom protects us from foolishness in this life so we can invest in long-term, even eternal, priorities. God’s wisdom leads to treasure.

2. Practicing Financial Stewardship. The Bible also commands that we be good stewards of the resources God has entrusted to us. The wise save and prepare for the future while fools recklessly consume what they have. We learn to carefully plan and save, ensuring that we manage our finances to honor God and provide for our and others’ needs.

3. Recognizing and Avoiding Deception. Fools are often easily deceived and fall prey to scams and poor investments. Proverbs 14:15 states, “The simple believe anything, but the prudent give thought to their steps.” We should be discerning and critical of too-good-to-be-true offers. We must exercise caution and wisdom when evaluating financial opportunities, ensuring we don’t fall victim to deceptive schemes. Recognizing red flags, such as pressure to make quick decisions, lack of transparency, and promises of guaranteed high returns, helps us avoid scams.

4. Avoiding Impulsive Decisions. One key way we recognize scams is by avoiding impulsive decisions that lead to unnecessary loss. Interestingly, most advertising tempts us with such urgency. We should avoid making hasty financial decisions and instead take time to consider options, seek wise counsel, and pray for discernment. This approach helps prevent the kind of financial loss that “a fool and his money are soon parted” warns us about.

5. Cultivating Financial Counselors. God encourages us to seek wisdom not only through studying Scripture but also through godly counsel. Building and maintaining a network of trusted individuals also offers protection. We must also seek advice from trusted advisors who guide and protect us against poor decisions. Friends, family, and financial advisors can provide valuable perspectives and help identify potential pitfalls. Sharing experiences and knowledge in a network creates a supportive environment for making sound financial decisions.

6. Living Generously. While “a fool and his money are soon parted” warns against foolishness, it also implies the importance of using money wisely, including being generous to people who need it. Ephesians 4:28 advises, “Anyone who has been stealing must steal no longer, but must work, doing something useful with their own hands, that they may have something to share with those in need” (emphasis added). God calls us to work diligently, manage our resources wisely, and live generously. This means using our finances not only for personal gain but also to bless others and support God’s work. Giving generously to those in need builds heavenly treasure that we can never lose, the ultimate wise investment.

These principles help us navigate financial challenges and opportunities with discernment and responsibility, reflecting the biblical call to be wise stewards of God’s resources.

Peace.

Photo Credit:©GettyImages/jinga80

Britt MooneyBritt Mooney lives and tells great stories. As an author of fiction and non-fiction, he is passionate about teaching ministries and nonprofits the power of storytelling to inspire and spread truth. Mooney has a podcast called Kingdom Over Coffee and is a published author of We Were Reborn for This: The Jesus Model for Living Heaven on Earth as well as Say Yes: How God-Sized Dreams Take Flight.


This article is part of our larger resource library of Christian questions important to the Christian faith. From core beliefs to what the Bible says about angels, we want to provide easy to read and understand articles that answer your questions about Christian living.

What Do Christians Believe?
How Old Is the Earth?
Who Is My Neighbor in the Bible?
What Does God Look Like?
Are Guardian Angels Real?
What Does it Mean to Be Zealous for God?